Deposit Products

CCB offers simple personal banking deposit products such as checking, savings, certificates of deposit, and IRA's. The following is a brief description of each. A personal visit to one of our friendly customer service representatives will provide more details.

ccb checking

 

DIRECT CHECKING

  • NO service charge or minimum balance required with a monthly direct deposit of at least $100
  • NO per-check charge
  • NO service charge with a monthly direct deposit of at least $100
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free ATM & Master Card debit card available
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

 


 

PERSONAL CHECKING

  • NO service charge with a monthly average balance of $300
  • Free ATM & Master Card debit card available
  • Free 24-hour telephone banking.
  • Free internet banking with optional Bill Pay
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

DIRECT CHECKING PLUS

  • Available to individuals age 50+
  • Interest paid monthly on daily balances of $500 or more
  • NO minimum balance required
  • NO per-check charge
  • NO service charge with a monthly direct deposit of at least $100.
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free ATM & Master Card debit card available
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

NOW

  • Interest paid monthly on daily balances of $500 or more
  • NO per-check charge
  • NO service charge with a monthly average balance of $1,500
  • Free ATM & Master Card debit card available
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

SUPER NOW

  • Interest paid monthly on daily balance of $500 or more. Interest is tiered based on your account balance
  • NO per-check charge
  • NO service charge with a monthly average balance of $2,500
  • Free ATM & Master Card debit card available
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

 MONEY MARKET ACCOUNTS

  • Interest paid monthly on daily balance of $500 or more. Interest is tiered based on your account balance
  • Limited check writing
  • NO service charge with a monthly average balance of $2,500
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

PASSBOOK SAVINGS

  • Interest paid semi-annually
  • $100 minimum balance required to avoid monthly fees - exempt to students and individuals 62+
  • Free ATM & Master Card check card available
  • Free 24-hour telephone banking

CHRISTMAS & VACATION CLUBS

  • Matures in October (Christmas Club) or May, June, or July (Vacation Club)
  • Competitive interest


FOR MORE INFORMATION
For complete details regarding our deposit accounts, please ask for our Truth-In-Savings Disclosures.